The Best Advice People Never Take

The Best Advice People Never Take

By the time we hit middle age, most of us get stuck in our ways.

And honestly? We kind of like it that way.

A friend of mine in her 60s asked for financial advice. She showed me her Roth IRA: $150 a month, faithfully contributed for 20 years.

I told her:

👉 Max it out for tax-free growth.

👉 Open an HSA—double tax benefits.

Three months later, I asked if she made the changes.

Her answer? “No. Flipping houses makes way more profit.”

And guess what—she’s right.

She owns 40+ rentals, all mortgage-free.

Here’s the lesson:

Sometimes ignoring “good” advice is the smartest move.

Because sticking with what already works can be the lowest-risk strategy of all.

People don’t change because of logic.

They change because of experience—sometimes failure, sometimes loss.

Until then?

The familiar path always feels safest.

💡 Wisdom isn’t just about chasing the “best” advice.

It’s knowing when to pivot—and when to double down on what already works.